Farm Insurance
Farm Insurance Information
Farm Insurance in Kansas City, Missouri
As a farmer, you have several assets that need protection. From severe weather to crop disease, numerous hazards could affect those assets and your operations. The agents at Walnut Risk Management can help build a comprehensive farm insurance plan that provides you with needed coverages. Contact us today for more information.
What Does Farm Insurance Cover?
Farm insurance can provide a variety of protections. A farm owners policy can be customized to meet your needs by insuring both personal and commercial assets. Each farm faces unique risks, and policies can be tailored to your specific operation. Some of the coverages available include:
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Farm Livestock Insurance: Farm livestock insurance may provide protections from animal loss that may occur from accidents, severe weather, or other covered events.
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Equine Insurance: This coverage is specifically for horses and may provide protection for their death, injury, illnesses, or other perils.
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Farm Equipment Insurance: Your operations likely include equipment such as pumps, sprayers, and other tools. This insurance can provide coverage is those items are damaged.
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Farm Auto Insurance: If your farm owns or utilizes vehicles in its operations, farm auto insurance can provide coverage for them.
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Tractor Insurance: If your tractors are damaged by severe weather, vandalism, or other covered events, tractor insurance may help pay for repair or replacement costs.
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Farm Dwelling Insurance: This can provide coverage for the structure of your farmhouse.
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Farm Structures Insurance: Other structures such as barns, silos and sheds are an integral part of your operations, and this coverage can provide protections if they are damaged.
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Farm Liability Insurance: If your farm operation is responsible for bodily injuries or property damage to others, this coverage may help pay for their medical bills. It may also cover your legal costs in the event a lawsuit arises.
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Workers’ Compensation Insurance: If you have employees working for your farm, this insurance may provide lost wages or other assistance if they are injured on the job.
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Farm Umbrella Insurance: This can supplement your basic liability policies in the event an accident exceeds those policies’ limits.
Contact Us Today
Each farm operation is different. Several factors can influence the cost of insurance and which coverages are necessary. The professionals at Walnut Risk Management can help you navigate the different options while explaining specifics, limits and exclusions. Give us a call today at 816-502-6222 for more information or a quote.
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